PhilHealth’s Employed Program: Strengthening a mandatory scheme

Abstract

The Employed Program is a component of the National Health Insurance Program that caters to the formal sector. It covers people in the government and private sectors who are under a formal employer-employee relationship. It is compulsory to all workers in the formal sector. Despite its mandatory nature, full coverage has yet to be achieved in this sector. This Policy Note discusses the reasons and provides some recommendations on how to improve the coverage level.