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Testing Savings Product Innovations Using an Experimental Methodology

dc.contributor.authorNava Ashraf
dc.contributor.authorDean S. Karlan
dc.contributor.authorWesley Yin
dc.date.accessioned2015-02-06T15:56:18Z
dc.date.available2015-02-06T15:56:18Z
dc.date.issued2003-11-01
dc.identifier.issn1655-5236
dc.identifier.urihttp://hdl.handle.net/11540/2286
dc.description.abstractThis paper advocates a rigorous, scientific approach to the evaluation of innovations in micro-savings products. Such rigorous, randomized evaluations can help microfinance institutions (MFIs) have a clearer sense of why certain products are successful while others are not, and can help researchers and policymakers investigate the mechanisms and incentives involved with successful savings mobilization. However, randomized evaluation designs are not for all MFIs, as they involve a large degree of planning and resources. Furthermore, although product design matters, many other issues (such as organizational capacity, internal controls, accounting systems and regulatory environment) matter greatly for the success of a savings program. This paper describes what is involved in carrying out a randomized evaluation design once a savings product has been developed, and how to design and implement appropriate survey instruments to analyze accurately the welfare impact of savings innovations. The paper is intended to serve as a technical guide for the use by administrators of MFI’s, and by collaborative external agency staff sharing an interest in microsavings product development.
dc.languageEnglish
dc.publisherAsian Development Bank
dc.rightsCC BY 3.0 IGO
dc.rights.urihttp://creativecommons.org/licenses/by/3.0/igo
dc.titleTesting Savings Product Innovations Using an Experimental Methodology
dc.typeWorking Papers
dc.subject.expertAsian Development Bank
dc.subject.expertDevelopment
dc.subject.expertTrade
dc.subject.expertDevelopment Goals
dc.subject.expertSkills Development
dc.subject.expertSustainable Development
dc.subject.expertTrade Flows
dc.subject.expertTrade And Development
dc.subject.expertFood Security And Trade
dc.subject.expertTrade Volume
dc.subject.expertTrade Potential
dc.subject.expertTrade Flows
dc.subject.expertExternal Trade
dc.subject.expertIndustrial policy
dc.subject.expertNew technology
dc.subject.expertInnovations
dc.subject.expertIndustry
dc.subject.expertExport policy
dc.subject.expertImport policy
dc.subject.adbDevelopment assistance
dc.subject.adbADB
dc.subject.adbCurriculum development
dc.subject.adbDevelopment assistance
dc.subject.adbDevelopment aid
dc.subject.adbDevelopment indicators
dc.subject.adbDevelopment potential
dc.subject.adbDevelopment models
dc.subject.adbProject appraisal
dc.subject.adbPerformance appraisal
dc.subject.adbRegional development bank
dc.subject.adbTrade development
dc.subject.adbImport volume
dc.subject.adbExport volume
dc.subject.naturalCapital
dc.subject.naturalBusiness
dc.subject.naturalCommunication in rural development
dc.subject.naturalSocial participation
dc.subject.naturalOccupational training
dc.subject.naturalPartnership
dc.subject.naturalJoint venture
dc.subject.naturalSystem analysis
dc.subject.naturalLabor and globalization
dc.subject.naturalLabor policy
dc.subject.naturalRegional trading blocs
dc.subject.naturalForeign trade and employment
dc.subject.naturalDeveloping countries
dc.subject.naturalIndustrial priorities
dc.subject.naturalTechnological innovation
dc.subject.naturalTechnology transfer
dc.subject.naturalForeign trade regulation
dc.subject.naturalIndustrial relations
dc.title.seriesERD Technical Notes
dc.title.volumeno 8
dc.contributor.imprintAsian Development Bank
oar.themeDevelopment
oar.themeTrade
oar.adminregionAsia and the Pacific Region
oar.countryBangladesh
oar.countryBhutan
oar.countryIndia
oar.countryMaldives
oar.countryNepal
oar.countrySri Lanka
oar.countryBrunei Darussalam
oar.countryCambodia
oar.countryIndonesia
oar.countryLao People's Democratic
oar.countryMalaysia
oar.countryMyanmar
oar.countryPhilippines
oar.countrySingapore
oar.countryThailand
oar.countryViet Nam
oar.countryCook Islands
oar.countryFiji Islands
oar.countryKiribati
oar.countryMarshall Islands
oar.countryFederated States of Micronesia
oar.countryNauru
oar.countryPalau
oar.countryPapua New Guinea
oar.countrySamoa
oar.countrySolomon Islands
oar.countryTimor-Leste
oar.countryTonga
oar.countryTuvalu
oar.countryVanuatu
oar.countryAfghanistan
oar.countryArmenia
oar.countryAzerbaijan
oar.countryGeorgia
oar.countryKazakhstan
oar.countryKyrgyz Republic
oar.countryPakistan
oar.countryTajikistan
oar.countryTurkmenistan
oar.countryUzbekistan
oar.countryPeople's Republic of China
oar.countryHong Kong
oar.countryChina
oar.countryRepublic of Korea
oar.countryMongolia
oar.countryTaipei,China
oar.identifierOAR-001356
oar.authorAshraf, Nava
oar.authorKarlan, Dean S.
oar.authorYin, Wesley
oar.importtrue
oar.googlescholar.linkpresenttrue


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