Small Medium Business

Theme curator: Yoshino, Naoyuki
Search more Other themesDatabase can help finance expanding SMEs
How can Asian SMEs realize their ambitions to grow and prosper? While they encounter the same risks and pitfalls facing all businesses, there are some special problems to watch out for if you are a small or medium-sized enterprise on the way up.
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Great promise of SME credit databases-- A credit risk database (CRD) makes it possible to mitigate the problem of information asymmetry between SMEs and financial institutions and contributes to improving SMEs’ access to finance by collecting a large number of financial statements through the mechanism of SME finances and establishing a robust statistical model.
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Establishment of the Credit Risk Database: Concrete use to Evaluate the Creditworthiness of SMEs
Kuwahara, Satoshi; Yoshino, Naoyuki; Sagara, Megumi; Taghizadeh-Hesary, Farhad (Asian Development Bank Institute, 2019-02-28)
The credit risk database (CRD) makes it possible to mitigate the problem of information asymmetry between SMEs and financial institutions and contributes to improving SMEs’ access to finance by collecting a large number of financial statements through the mechanism of SME finances and establishing a robust statistical model. In this paper, we use the CRD in Japan, confirm the situation in Japan, and ...
The credit risk database (CRD) makes it possible to mitigate the problem of information asymmetry between SMEs and financial institutions and contributes to improving SMEs’ access to finance by collecting a large number of financial statements through ...
Fintech for Asian SMEs
Nemoto, Naoko; Yoshino, Naoyuki (Asian Development Bank Institute, 2019-05-15)
SMEs play a vital role in the Asian economy and comprise about 70% of the workforce and GDP in the region. To enhance productivity and ensure sustainable growth in Asia, it is vital to provide smooth financing to SMEs. Traditionally, commercial banks in Asia have regarded loans to SMEs as too risky relative to high transaction costs. However, new technologies including distributed ledger technology, ...
SMEs play a vital role in the Asian economy and comprise about 70% of the workforce and GDP in the region. To enhance productivity and ensure sustainable growth in Asia, it is vital to provide smooth financing to SMEs. Traditionally, commercial banks ...
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E-Commerce Adoption and Its Impact on the Performance of Women-led MSMEs in Metro Manila: An Ex-ante Study for RCEP
Bacasmas, Jill Angeli V.; Carlos, Jean Clarisse T.; Katigbak, Jovito Jose P. (Philippine Institute for Development Studies, 2022-01-30)This ex-ante study analyzes the impacts of e-commerce adoption on the performance of women-led MSMEs in Metro Manila, their awareness and perceptions of government efforts towards internationalization, and their readiness to engage in cross-border e-commerce through the Regional Comprehensive Partnership Agreement (RCEP). Findings validate the observation that the COVID-19 pandemic has accelerated ...This ex-ante study analyzes the impacts of e-commerce adoption on the performance of women-led MSMEs in Metro Manila, their awareness and perceptions of government efforts towards internationalization, and their readiness to engage in cross-border ... -
Participation in Global Value Chains and Rent Sharing by Small Firms in Viet Nam
Yamashita, Nobuaki; Ha, Doan Thi Thanh (Economic Research Institute for ASEAN and East Asia, 2022-01-30)It is well documented that firms that participate in global value chains (GVCs) are larger and more productive, maintaining higher profitability compared to those without such connections. This paper asks the novel question of whether higher profits being connected to GVCs are shared with employees in the form of better pay. We investigated this rent sharing, using a matched employer–employee dataset ...It is well documented that firms that participate in global value chains (GVCs) are larger and more productive, maintaining higher profitability compared to those without such connections. This paper asks the novel question of whether higher profits ... -
What Determines the Adaptation of Enterprises to Covid-19 in Carec Member Countries: Empirical Evidence from Azerbaijan, Georgia, Kazakhstan, and Mongolia
Aseinov, Dastan; Sulaimanova, Burulcha; Karymshakov, Kamalbek; Azhgaliyeva, Dina (Asian Development Bank Institute, 2022-01-30)This study empirically investigated the factors affecting firms’ ability to adjust production in response to the COVID-19 outbreak. This study used firm-level survey data from the Enterprise Survey implemented by the World Bank Group, including a standard Enterprise Survey (Baseline) and two waves of Follow-up Surveys conducted in 2020 and 2021, which included questions related to COVID-19 and firm ...This study empirically investigated the factors affecting firms’ ability to adjust production in response to the COVID-19 outbreak. This study used firm-level survey data from the Enterprise Survey implemented by the World Bank Group, including a ... -
Entrepreneurship, Start-Ups, and Innovation (E-S-I) in ASEAN and East Asia: Catalysing Collaborations and Partnerships for Scale-Ups
Marsan, Giulia Ajmone; Sabrina, Lina Maulidina; Jin, Ooi Tiat (Economic Research Institute for ASEAN and East Asia, 2022-01-30)In 2021, the Economic Research Institute for ASEAN and East Asia (ERIA) and Curated Connectors, a Singapore-based start-up, hosted a webinar series to discuss how innovation, start-up creation, and entrepreneurship are contributing to shape the (in-pandemic) and post pandemic recovery. The discussions in each episode of the webinar series brought in innovators, ‘start-uppers’, and entrepreneurs from ...In 2021, the Economic Research Institute for ASEAN and East Asia (ERIA) and Curated Connectors, a Singapore-based start-up, hosted a webinar series to discuss how innovation, start-up creation, and entrepreneurship are contributing to shape the ... -
Covid-19, Fintech, and the Recovery of Micro, Small, and Medium-sized Enterprises: Evidence from Bangladesh
Hossain, Monzur; Chowdhury, Tahreen Tahrima (Asian Development Bank Institute, 2022-01-30)This study assesses the impact of the COVID-19 pandemic on micro, small, and medium-sized enterprises (MSMEs) and the role of Fintech, in particular mobile financial services (MFS), in their recovery from COVID-induced losses. The study uses data from a survey of 216 MSMEs from Bangladesh Small and Cottage Industries Corporation (BSCIC) industrial estates in Bangladesh during January to March 2021. ...This study assesses the impact of the COVID-19 pandemic on micro, small, and medium-sized enterprises (MSMEs) and the role of Fintech, in particular mobile financial services (MFS), in their recovery from COVID-induced losses. The study uses data from ... -
Achieving Inclusive and Innovative Growth with Competition Policies
Han, Minsoo; Kim, Subin (Korea Institute for International Economic Policy, 2022-01-19)In recent years, inequality has grown worse worldwide. For example, the share of income possessed by the top 1% in major countries is increasing, together with a rise in the inequality index. Recent studies have pointed out weakening market competition and deepening industrial concentration as one of factors for this phenomenon. Therefore, the role of competition policies in promoting market competition ...In recent years, inequality has grown worse worldwide. For example, the share of income possessed by the top 1% in major countries is increasing, together with a rise in the inequality index. Recent studies have pointed out weakening market competition ... -
SME responses to climate change in Southeast Asia
Schaper, Michael T. (ISEAS Yusof Ishak Institute, 2022-01-15)Climate change is not only one of the great challenges of this century for governments and individuals; it is also a major issue for the millions of micro-, small- and medium-sized businesses (SMEs) that exist across Southeast Asia. The current level of knowledge about the impact of climate change on this sector is low. There are a number of important questions for which more evidence is needed: ...Climate change is not only one of the great challenges of this century for governments and individuals; it is also a major issue for the millions of micro-, small- and medium-sized businesses (SMEs) that exist across Southeast Asia. The current level ... -
Access to Finance for SMEs: Alternative Sources of Finance in Georgia
Beradze, R.; Khulordava, T. (Policy and Management Consulting Group, 2021-12-30)This paper explores the alternative financial instruments that are or could become available to Georgian SMEs. Through the examination of various secondary sources and several interviews with relevant stakeholders, the paper identifies obstacles and opportunities in the path toward development of two asset-based instruments (leasing and factoring) and two equity-based instruments (crowdfunding and ...This paper explores the alternative financial instruments that are or could become available to Georgian SMEs. Through the examination of various secondary sources and several interviews with relevant stakeholders, the paper identifies obstacles and ... -
Calculating the Carbon Footprint and Minimum Greenhouse Gas Production of SMEs in Southeast Asia
Schaper, Michael T; Yang, Ryan Wong Yee (ISEAS Yusof Ishak Institute, 2021-12-24)In this paper, we lay out a process for calculating the very smallest minimum GHG output of any firm, and then use it to subsequently estimate highly conservative, minimal levels of emissions by the SME sector in aggregate. A small, basic “back of the envelope” approach is suggested, based on the likely emissions generated by a single, self-employed small business person working from home. This is ...In this paper, we lay out a process for calculating the very smallest minimum GHG output of any firm, and then use it to subsequently estimate highly conservative, minimal levels of emissions by the SME sector in aggregate. A small, basic “back of the ... -
Public Lending Schemes for SMEs in Asia and the Pacific: Lessons from the Republic of Korea and the United States
Niazi, Tariq; Lee, Junkyu; Han, Jae-Joon; Cole, Rebel; Kim, Sung Su (Asian Development Bank, 2021-12-15)The public lending schemes are a key policy tool for improving access to credit for small and medium-sized enterprises (SMEs). Indeed, among schemes aiming to direct funds to SMEs, the public lending schemes may prove to be fast and accurate. The schemes provide overall economic stability in every country around the world by shoring up this critical sector. Such lending schemes have thus been pivotal ...The public lending schemes are a key policy tool for improving access to credit for small and medium-sized enterprises (SMEs). Indeed, among schemes aiming to direct funds to SMEs, the public lending schemes may prove to be fast and accurate. The schemes ...
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Author
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Asian Development Bank (308)
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Yoshino, Naoyuki (19)
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Theme
- Small Medium Business (746)
- Labor Migration (303)
- Finance (218)
- Development (197)
- Economics (174)
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Publisher
- Asian Development Bank (526)
- Asian Development Bank Institute (91)
- ISEAS Yusof Ishak Institute (17)
- Philippine Institute for Development Studies (16)
- Economic Research Institute for ASEAN and East Asia (11)
- Sustainable Development Policy Institute (10)
- Korea Institute for International Economic Policy (8)
- The Asia Foundation (8)
- Indian Council for Research on International Economic Relations (6)
- Policy and Management Consulting Group (6)
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Date Issued
- 2020 - 2022 (54)
- 2010 - 2019 (428)
- 2000 - 2009 (230)
- 1990 - 1999 (18)
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Technical Topic
- Development (118)
- Small Business Finance (118)
- Asian Development Bank (114)
- Public Finance (100)
- Regional Economic Development (100)
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Development Topic
- ADB (109)
- Economic development (104)
- Insurance Companies (104)
- Business Financing (98)
- Banks (89)
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Subject
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Location
- Philippines (362)
- Indonesia (358)
- Bangladesh (337)
- Viet Nam (337)
- India (335)
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