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Capital Requirements for Indian Banks: An Empirical Analysis

dc.contributor.authorAnupam B. Rastogi
dc.contributor.authorVivek Rao
dc.date.accessioned2015-02-06T15:56:13Z
dc.date.available2015-02-06T15:56:13Z
dc.date.issued2014-11-15
dc.identifier.issn2313-5867 (Print), 2313-5875 (e-ISSN)
dc.identifier.urihttp://hdl.handle.net/11540/2265
dc.description.abstract"The paper analyzes the capital requirements for Indian banks on its exposure to the infrastructure sector’s estimated $1 trillion investment requirement from 2013–2018 with 50% programmed to come from the private sector. Current bank exposure to infrastructure is around 17% of total assets which makes meeting this requirement a challenge. The paper also addresses the implications to Indian banks of this proposed expansion in infrastructure lending given the constrained from the implementation of Basel III requirements we well as the emerging risks due to the slowdown of GDP growth and currency depreciation. The study is divided into two parts, (i) developing a macroeconometric model that forecasts bank credit and deposits over 2013–2018 which feeds into a financial model, and (ii) analyzing the implications on bank balance sheets and the challenges in meeting infrastructure financing requirements. The results point to the need for significant capital infusion, at least in public sector banks."
dc.languageEnglish
dc.publisherAsian Development Bank
dc.rightsCC BY 3.0 IGO
dc.rights.urihttp://creativecommons.org/licenses/by/3.0/igo
dc.titleCapital Requirements for Indian Banks: An Empirical Analysis
dc.typeWorking Papers
dc.subject.expertEconomic Development
dc.subject.expertEconomic Infrastructure
dc.subject.expertEconomic Policies
dc.subject.expertRegional Economic Development
dc.subject.expertMicrofinance Programs
dc.subject.expertPublic Finance
dc.subject.expertLocal Financing
dc.subject.expertFinancial Stability
dc.subject.expertFinancial Sector Regulation
dc.subject.adbEnterprises
dc.subject.adbFinancial aid
dc.subject.adbEconomies in transition
dc.subject.adbLocal Finance
dc.subject.adbLocal Government
dc.subject.adbInsurance Companies
dc.subject.adbBanks
dc.subject.adbSocial Equity
dc.subject.naturalSocial responsibility of business
dc.subject.naturalAccounting
dc.subject.naturalPersonal budgets
dc.subject.naturalCost and standard of living
dc.subject.naturalBank accounts
dc.subject.naturalCredit control
dc.subject.naturalRegulatory reform
dc.subject.naturalBanks and banking
dc.title.seriesADB SOUTH ASIA WORKING PAPER SERIES
dc.title.volumeno 31
dc.contributor.imprintAsian Development Bank
oar.themeEconomics
oar.themeFinance
oar.themeLabor Migration
oar.adminregionSouth Asia Region
oar.countryIndia
oar.dep.classMajor Knowledge Product
oar.identifierOAR-002582
oar.authorRastogi, Anupam B.
oar.authorRao, Vivek
oar.importtrue
oar.googlescholar.linkpresenttrue


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  • ADB South Asia Working Paper Series
    The South Asia Working Paper Series of the Asian Development Bank (ADB) is a forum for ongoing and recently completed research and policy studies undertaken in ADB or on its behalf. The series is a knowledge product that replaces the South Asia Economic Report and South Asia Occasional Paper Series. It is meant to enhance greater understanding of current important economic and development issues in South Asia, promote policy dialogue among stakeholders, and facilitate reforms and development management. The ADB south Asia Working Paper Series, maintained by the South Asia Department of ADB, is a quick-disseminating, informal publication whose titles could subsequently be revised for publication as articles in professional journals or chapters in books.

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